As we enter the second half of the year, many people are already planning short getaways, family functions, or banking schedules. The Bank Holidays India July 2025 list has now been officially released by the Reserve Bank of India (RBI), featuring both national and regional holidays. This updated list is crucial for individuals, business owners, and working professionals who depend on banking services for daily operations.
With several public and state-specific holidays falling in July, bank branches across various states will remain closed on certain days. However, online banking services like UPI, net banking, and mobile banking will continue to operate without disruption.
Table of Contents
State-Wise List of Bank Holidays in July 2025
The bank holidays in India are categorized under national holidays and those observed under the Negotiable Instruments Act by respective state governments. Here’s a compiled table of important state-wise holidays for July 2025:
Date |
Day |
Holiday Name |
States Affected |
|---|---|---|---|
July 6 |
Sunday |
Weekend Closure |
All States |
July 8 |
Tuesday |
Rath Yatra |
Odisha, West Bengal, Jharkhand |
July 13 |
Sunday |
Weekend Closure |
All States |
July 17 |
Thursday |
Muharram |
Most States (subject to moon sighting) |
July 20 |
Sunday |
Weekend Closure |
All States |
July 27 |
Sunday |
Weekend Closure |
All States |
Some states may declare additional local holidays based on regional festivals or significant events. It is always advised to check the official government calendar or local notifications for any updates.
Banking Services During Holidays
While physical bank branches will be closed on these dates, digital services remain active:
-
ATM withdrawals and deposits
-
UPI transactions (Google Pay, PhonePe, etc.)
-
Mobile and internet banking
-
Credit card payments and fund transfers
So, even on Bank Holidays India July 2025, customers can carry out essential transactions online without interruption.
How to Plan Around July Bank Holidays
Here are a few tips for individuals and businesses to plan effectively around the July 2025 bank holidays:
-
Withdraw sufficient cash beforehand if you’re traveling.
-
Schedule any high-value cheque deposits or withdrawals around working days.
-
Submit EMI payments or business transactions a day or two in advance.
-
Use online tools to monitor bank working days and auto-pay setups.
By planning ahead, disruptions can be easily avoided, and all financial commitments can be met without delays.
Conclusion
The Bank Holidays India July 2025 schedule offers clarity and allows everyone—from salaried employees to entrepreneurs—to plan their month better. Although banks will be closed on select days, most banking functions are now digitized, ensuring 24/7 service. Whether you’re looking to relax during an extended weekend or manage your finances, this detailed list ensures you won’t miss a beat.
FAQs
How many bank holidays are there in July 2025 in India?
There are around 5-6 bank holidays in July 2025, including Sundays and regional festivals like Rath Yatra and Muharram.
Will banks be closed across all states on the same days?
No, bank holidays vary state-wise based on regional observances, except for national holidays and Sundays.
Is UPI service available on bank holidays?
Yes, UPI and online banking services remain functional even on official bank holidays.
How do I know if my state has a holiday on a specific date?
You can refer to the RBI’s official list of state-wise holidays or check your local government’s holiday notifications.
Can I deposit cheques on bank holidays?
You can submit cheques via ATM drop boxes, but they will be processed only on the next working day.
Click here to know more.
